Understanding Health Insurance

Many people in the United States don't have health insurance. Although many people get insurance through their employer, many others don't have this coverage or can't afford the cost of health insurance.

Federally funded health centers provide medical and dental care for people who don't have health insurance. Health centers may offer services such as checkups, pregnancy care, immunizations for children, and other medical treatment. The amount you pay for care depends on your income.

Many states offer programs that help people get health insurance. Medicaid provides health coverage for certain families or individuals who are eligible. The Children's Health Insurance Program (CHIP) provides low-cost insurance for children whose families don't qualify for Medicaid coverage but cannot afford private insurance.

There are also ways to get help with medicine costs. Find out whether the drug company that makes your medicine has a patient-assistance program. Some companies offer free or discounted drugs for people who cannot afford them.

Find resources and information for the uninsured at:

• http://findahealthcenter.hrsa.gov/search_hcc.aspx. Find out what no-cost or low-cost health services are near you.
• www.insurekidsnow.gov. Learn about programs for children, such as the Children's Health Insurance Program (CHIP).
• www.rwjf.org/coverage. Find resources and information for the uninsured.
• www.coverageforall.org. Learn more about getting health insurance.

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